Kiribati uses the Australian dollar (AUD). The HIES groups household spending using COICOP, an international classification of consumption categories. Its average figures include cash purchases, gifts, home production, barter and the estimated rental value of owner-occupied housing, so they are not the same as a cash-only monthly budget. In 2023–24, cash consumption averaged about AUD 15,920 per household per year, or AUD 1,327 per month. Average consumption was about AUD 3,770 per person per year, but household size, island and living arrangements change the result. The survey recorded roughly 71% of household consumption as cash purchases, 13% as gifts, 8% as home production, 6% as imputed rent and 3% as barter. The categories do not sum perfectly because of rounding. Food was the largest recorded category at about AUD 8,490 per household per year, or 37.7% of consumption. Food purchased away from home added about AUD 2,700 per year, so food broadly represented around half of household consumption. Rice and sugar together supplied nearly half of dietary energy, while locally grown or reared food represented about 20% of in-house food value. Food costs were estimated at about AUD 2.40 per 1,000 kilocalories. Line and Phoenix recorded the highest food costs, and urban food costs were about 8% above rural costs. Around 44% of the population experienced moderate or severe food insecurity, so a low cash food budget may also reflect home production, gifts or reduced consumption. Housing averaged about AUD 2,290 per household per year, or 10.7% of consumption. The average was about AUD 2,860 in South Tarawa and AUD 1,660 in rural areas. HIES housing figures are strongly affected by imputed rent: actual rental payments were recorded for about 5% of households, while estimated owner-occupier rent accounted for most housing value. Kiribati does not have a reliable national public rental-price series. The Kiribati Housing Corporation (KHC) provides construction, maintenance, housing loans, development and renovation services, including some civil-servant housing. The Ministry of Environment, Lands and Agricultural Development (MELAD) handles land leases, rents and valuations. Lease rent is generally paid annually, with statutory review commonly occurring at about three-year intervals. KHC access and eligibility depend on the specific programme. The Public Utilities Board (PUB) is the dominant, often sole, utility provider. From January 2026, domestic electricity cost AUD 0.15 per kWh for the 0–130 kWh monthly lifeline band, AUD 0.55 per kWh for 0–300 kWh on the standard tariff and AUD 0.847 per kWh above 300 kWh. The lifeline rate applies only when consumption stayed at or below 130 kWh in each of the previous three months. A domestic new connection was AUD 100 and reconnection was AUD 25. A 2025 IMF snapshot reported no water tariff and low sanitation charges, but household costs for tankers, storage and transport were not separately measured. Access figures do not remove these practical costs: electricity access was about 91%, improved drinking-water access 88% and safely managed sanitation 45%. Mobility averaged about AUD 1,010 per household per year, or 4.7% of consumption. South Tarawa averaged about AUD 1,370 and rural areas AUD 690. Bus fares were approximately AUD 0.70–2.00 per ride in South Tarawa and AUD 0.80–5.00 on Kiritimati. Outer islands generally have no regular bus network, so bicycles, motorbikes and small-truck hire can matter more. Air Kiribati promotional one-way fares to Gilbert islands were approximately AUD 47–195; these fares were non-refundable, and changes could cost AUD 45 plus any fare difference. Weather, schedules and island distance can alter both cost and travel time. Kiribati National Shipping Line (KNSL) provides a monthly Gilbert shipping function that can affect supply and transport planning. Household health spending averaged about AUD 20 per year, or 0.1% of consumption. Public Ministry of Health and Medical Services (MHMS) services are generally free or involve low direct payment for citizens and residents. The network includes one national referral hospital, three district or community hospitals, 30 health centres and 75 clinics. Private care, fee-paying wards, spectacles, dentures, overseas referrals and travel can create expenses that the national average does not show. No direct national health-insurance premium benchmark was identified. Education spending averaged about AUD 180 per household per year, or 0.8% of consumption. Formal and non-formal participation among children aged 6–13 was about 98%. The Education Act provides free enrolment and education through primary and junior secondary school, Years 1–9. Government policy also announced abolition of school fees including Form 7, but implementation and additional charges can vary by school. Families may still pay for stationery, uniforms, meals, transport and tertiary or vocational study. The Ministry of Education offers scholarships and other support, with eligibility depending on the programme. Communication averaged about AUD 790 per household per year, or 3.7% of consumption. Telephone services were reported in 85% of households and telephone equipment in 88%; internet use among people aged 10 and above was about 54%. Vodafone Kiribati postpaid plans ranged from about AUD 30 for 1 GB to AUD 125 for 10 GB per month. Prepaid data outside a bundle was reported at AUD 0.99 per MB. Coverage, data validity and outer-island access should be checked for the specific location. Family and community transfers also affect household resources. The average one-way cash transfer was about AUD 550 per household per year, and financial support was recorded for 93% of households. Gifts, remittances, fishing, agriculture, handicrafts and copra can reduce cash needs or add resources. Government budget measures include social-security, unemployment and copra-related support, but eligibility depends on the programme and does not create a general entitlement for every household. Leisure, sport and culture averaged about AUD 500 per household per year. The average was about AUD 670 in urban areas and AUD 310 in rural areas. Church, community and ceremony spending can also appear through gifts and transfers. Kiribati has no comprehensive national leisure-price list. A useful budget should therefore specify the island, household size, housing tenure, food produced at home, transport needs, electricity use, data use and expected transfers. The 2023–24 poverty line was AUD 2,054.47 per adult equivalent per year, but that figure is a poverty measure rather than a recommended household budget. Monetary poverty was estimated at 5.5%, while multidimensional deprivation was 22%. The consumer price index was 111.04 in March 2026, with year-on-year inflation of 0.7%; it had been 8.0% in September 2024. Import dependence, fuel prices and geographic isolation can change costs, so current PUB tariffs, provider prices, transport fares and local quotations should be checked for the island and month concerned.
Costs in Kiribati
Living costs in Kiribati vary sharply by island, household size, tenure and access to transport, electricity, water and imported goods. In the 2023–24 Household Income and Expenditure Survey (HIES), average household consumption was about AUD 22,550 per year, or AUD 1,879 per month, for an average household of six people. Urban households averaged AUD 26,910 per year, compared with AUD 17,720 in rural areas. Food, housing, utilities, mobility and communication require close budgeting because isolation and imports can move prices.
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