Most land in Vanuatu is customary land. A custom owner is a person or group recognized under local custom as holding rights to that land. Customary rights may support village occupation or a negotiated residential lease, but an informal agreement does not provide the same security as a registered lease. A kastom land arrangement should be documented with the relevant community and landholder, especially when a household plans to build or invest in a permanent home. Formal housing access commonly uses a residential leasehold rather than freehold ownership. Rural access may involve consultation through a Custom Land Management Office process, a Negotiator Certificate, a survey and cadastral plan, followed by a lease agreement. In urban areas, an applicant generally proceeds through a lease application, Land Management and Planning Committee approval, valuation, advance land rent, execution of the lease, required consent, stamping and registration at the Land Registry. Lease terms issued by the Department of Lands can range from 3 to 75 years. The agreement should state the residential use, rent or premium, development deadline, access rights, road and resource rights, and any restrictions on transfer, sublease or mortgage. Housing tenure differs sharply between urban and rural Vanuatu. The 2020 Vanuatu National Statistics Office figures recorded 78.1% of households as owning their dwelling nationally, 8.8% as renting and 10.3% as living rent-free. Urban renting was 31.9%, compared with 0.2% in rural areas. Port Vila has many informal settlements, including areas with limited services and exposure to coastal, floodplain or steep-hill hazards. Informal occupation can provide access where formal housing is unavailable, but it carries greater risk of eviction, uncertain investment rights and weak service connections. Private rentals do not operate under a clearly evidenced single national residential-tenancy system with uniform rent caps or notice periods. A written agreement should identify the parties, rent, deposit, utilities, repairs, notice, subletting, damage after a disaster and the dispute process. Government housing follows separate housing policies and residential tenancy agreements; eligibility may depend on employment or official status and cannot be assumed for private rentals. Electricity and water depend on location. UNELCO supplies electricity in Port Vila and Efate and water in Port Vila and peri-urban areas. VUI supplies electricity in Luganville and Santo, while VANPAWA serves parts of Tanna and Malekula. Other areas may use mini-grids, cooperatives, community systems, rainwater, wells, solar power or on-site sanitation. The utility, connection feasibility, reliability, tariff and billing arrangement should be confirmed before occupancy. Construction, alteration and major improvement may require approval from DUAP, PWD, the municipality or planning authorities, Lands, Geology and Mines, and the Fire service, depending on the project. Plans may need floor, elevation, section, structural, services, septic, site, location and survey information together with proof of the lease. The Vanuatu National Building Code 2025 provides the national framework for planning, design, construction, alteration and maintenance. Some projects also require a separate environmental permit. Site drainage, elevation, slope, coastal exposure, evacuation routes, water storage, sanitation, roof tie-downs, shutters and structural resistance should be assessed against local hazards. Housing finance is available through products such as the VNPF Housing Loan, BSP Home Loan and NBV home or land loans, but formal title or lease rights, regular income, security and supporting documents are common access conditions. Published examples of transaction charges include approximately VT 17,500 for lease execution, about VT 3,450 for ministerial consent, and percentage-based stamping and registration charges; survey, valuation, legal and professional fees may add substantially to the amount. Current fee schedules should be checked before signing or paying. Land ownership disputes may proceed through mediation, a nakamal or a Custom Area Land Tribunal under the Custom Land Management Act. A final recorded customary-land decision is binding, while an Island Court review concerns specified procedural issues. A Green Certificate or Certificate of Recorded Interest records an interest but does not remove the need to check claims, boundaries, encumbrances, unpaid land rent, property tax, access, development duties, utilities and hazard exposure. Transfer, mortgage, sublease, variation and surrender should use approved and registered instruments. At lease expiry, the land may return to the lessor and the treatment of buildings or compensation depends on the agreement and applicable law. Emergency or transitional shelter coordinated through NDMO does not by itself create a permanent housing right.
Housing in Vanuatu
Housing in Vanuatu includes customary village use, self-built homes, informal settlements, private rentals and formal residential leaseholds. Access depends on the land system, the agreement with the relevant landholder, available utilities, building requirements and exposure to cyclones, earthquakes, floods, landslides, volcanic activity and tsunamis. Port Vila and Luganville have more formal leasehold and utility arrangements, while rural housing is more often connected to customary land and community practices.
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