Umthetho waseNingizimu Afrika wokuvikela abathengi ulawula ukuthengiselana okuningi phakathi kwabahlinzeki nabathengi. Umthengi kungaba umuntu noma inhlangano ethenga izimpahla noma izinsizakalo ngenhloso ehlanganiswa yilo mthetho. Umthetho Wokuvikelwa Kwabathengi usekela amalungelo anjengokulingana, ubumfihlo, ulwazi olucacile, ukumaketha okunobulungisa nokuzibophezela, ukukhetha, inani elifanele, ikhwalithi, ukuphepha nokuthola izindlela zokulungisa isimo eziphumelelayo. Akukho ukuthengiselana konke okuphathwa ngendlela efanayo ncamashi. Umhlinzeki kufanele anikeze ulwazi oluqondakalayo futhi akufanele adukise abathengi ngentengo, ikhwalithi, izinzuzo, ukutholakala noma izimo ezibalulekile zenkontileka. Izikhangiso nezithembiso zokuthengisa zingabaluleka lapho kunqunywa ukuthi yini ethengiwe. Ngokuvamile izimpahla kufanele ziphephe, zilungele ukusetshenziswa kwazo okuvamile futhi zibe nekhwalithi eyamukelekayo. Izinsizakalo kufanele zenziwe ngokucophelela okunengqondo futhi zivumelane nalokho okwavunyelwana ngakho noma okwashiwo. Uma izimpahla zingasebenzi kahle noma isevisi iyimbi, izindlela zokulungisa isimo zingahlanganisa ukulungisa, ukufaka enye esikhundleni, ukubuyiselwa kwemali, ukulungisa isevisi noma isinxephezelo, kuye ngenkinga nomthetho osebenzayo. Umthengi kufanele aqale anikeze umhlinzeki ithuba elicacile lokulungisa inkinga. Izinkontileka zingaba nemithetho yokukhansela, izikhathi zesaziso, ukukhishwa kwesibopho nezigaba zokuxazulula izingxabano. Imigomo engalungile, engenangqondo noma edukisayo ingaphikiswa, futhi imithetho ekhethekile ingasebenza ekukhangiseni okuqondile, ezivumelwaneni zesikhathi esinqunyiwe nasekuthengiselaneni nge-elekthronikhi. Qala isikhalazo kumhlinzeki, ugcine nobufakazi bokuthenga nobenkinga. Uma singaxazululeki, umthengi angasebenzisa i-ombud yomkhakha, ihhovisi labathengi lesifundazwe, iKhomishini Kazwelonke Yabathengi noma enye indlela efanele yokuxazulula ingxabano. Ukuvikelwa kwabathengi kunemingcele. Kungase kungahlanganisi konke ukuthengisa kwangasese, ukuthengiselana kwamabhizinisi, isici esibangelwe ukusetshenziswa kabi noma ukulahlekelwa okungenabufakazi, futhi eminye imithetho ingasebenza esikweletini, ezindlini, kumshwalense noma ezinsizakalweni zezimali.
Ukuvikelwa kwabathengi eNingizimu Afrika
Ukuvikelwa kwabathengi eNingizimu Afrika kunikeza abantu imithetho yokuthenga izimpahla nezinsizakalo, yokusayina izinkontileka, yokuthola imikhiqizo ephephile neyokufaka izikhalazo. Umthetho Wokuvikelwa Kwabathengi usekela ukuphathwa ngobulungisa futhi unikeza izindlela zokubhekana nezimpahla ezinesici, isevisi embi, izenzo ezidukisayo nemigomo engalungile. Le nkulumo ichaza uhlelo oluyisisekelo lokuvikela abathengi eNingizimu Afrika.
VivAVia can make mistakes. Check important information.